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No affordable coverage?


Janitor Bob

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Client does not qualify for Affordability exemption based on the 8965 calculations.  However, since client is a smoker, no bronze plan was offered to her and she would only qualify for marketplace subsidy if she chose a silver plan.  The cheapest silver plan was not affordable even after proposed subsidy.  Her income was $24,000...Is there another exemption available to her?

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