You know me, Rita. I have had health insurance my entire life, mostly with the same company. My premiums were getting completely out of sight, and I am still 5 years away from Medicare (if nothing changes). When ACA came into effect, my cost was cut in half even though I am paying the entire premium and receiving no credit. It has been going back up every year (just like it did before the ACA) but it still has not reached the high point that it was at before. I agree that there are some problems with this particular piece of legislation. but instead of trying to fix it one side wants to eliminate it and the other side wants to get a pie in the sky impossible to pay for plan. Who is on my side?