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ILLMAS

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I charge double what the bank charges.  Any client gets one strike.  Yes, occasionally we get someone who does not make good, and we eat the fee.  Way cheaper than chasing them in the long run.  I had one deadbeat call me years later, looking for papers relating to her daughter's adoption (she knew we scanned everything).  She paid up - with profuse apologies - I went digging and found her docs, she was thrilled.

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