1040PRO Posted December 10, 2008 Report Share Posted December 10, 2008 I have been doing ral for over 15 yrs, (total 2008 tax season efiles 1200 and of those almost 200 RAL's) and like some of us we have become frustrated with ATX, I have been frustrated with CHASE BANK and there ral product so i have put an application in with REPUBLIC BANK. I would like to have any input of your experience good or bad about REPUBLIC BANK thanks in advance cliff 1040PRO in Arizona Quote Link to comment Share on other sites More sharing options...
barosser Posted December 10, 2008 Report Share Posted December 10, 2008 I dont do very many but I did use Republic Bank 2 years ago and did not have any problems, switching to Chase this year.. oh well Quote Link to comment Share on other sites More sharing options...
BulldogTom Posted December 10, 2008 Report Share Posted December 10, 2008 I was with Republic for 3 years. Nothing bad to say about them. Switched to SBBT last year. I had used them in my past software life and I really like them. I would not have a problem recommending either bank, but I prefer SBBT. I only do about a dozen bank products per year. Tom Lodi, CA Quote Link to comment Share on other sites More sharing options...
terry Posted December 12, 2008 Report Share Posted December 12, 2008 I have been doing ral for over 15 yrs, (total 2008 tax season efiles 1200 and of those almost 200 RAL's) and like some of us we have become frustrated with ATX, I have been frustrated with CHASE BANK and there ral product so i have put an application in with REPUBLIC BANK. I would like to have any input of your experience good or bad about REPUBLIC BANK thanks in advance cliff 1040PRO in Arizona I am considering Chase this year, used HSBC last. What problems were you having with Chase? Thanks. Quote Link to comment Share on other sites More sharing options...
1040PRO Posted December 23, 2008 Author Report Share Posted December 23, 2008 I am considering Chase this year, used HSBC last. What problems were you having with Chase? Thanks. Sorry for the delayed response The biggest problem I have had with Chase is customer getting their checks cashed We have many Chase branches locally (formerly Bank One) they are a different division than Chase Bank products (RALs) and in short it is like Chase Bank product division is the stepchild and Chase Banks doesn't like to accept those checks. To get a RAL you need drivers license/state Id and SS card, but Chase Bank requires 2 form of ID and one can not be a SS card. I have had several discussions with upper management at Chase Bank Products and have been told that that is Chase Banks policy and they can not do any thing about it. I have signed up for Chase. But only as a back up to Republic Bank, because Republic s sign up and customer service was not super helpful to get signed up. So I am very skeptical how helpful Republic will be when the rush hits. Planning ahead Making sure that if grass is not greener That I have plan B in place Cliff 1040PRO of AZ Quote Link to comment Share on other sites More sharing options...
rchinchilla Posted December 24, 2008 Report Share Posted December 24, 2008 Do you have any Wells Fargo branches in your area? They cash RB checks there for a small fee. I have used HSBC, Chase, SBBT and Republic. We do thousands of RAL's in multiple states and have found HSBC to be best, when they were around. Then I went with SBBT. They were good for 2 years and then we had a lot of problems. A lot of people were turned away because they had never filed for a RAL or because most of their refund was from EIC. This frustrated us so we decided to go with RB. The problem with RB is that clients with ITIN's do not qualify. Since their policy clearly states "Clients applying for a loan must have U.S. goverment issued ID's, SS cards or state issued driver's licenses". Other than that it has been a pleasure signing up with RB and their website is very sleek, easy to understand and use. Roger Quote Link to comment Share on other sites More sharing options...
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