Before I make the dreaded call to the TP, if one had a very low income during half of the year and qualified you for PTC, TP gets a well paying job that provides health insurance, PTC stops, yearly income is kind of high, is this a cause for PTC phaseout?  Or would the TP still qualify for half of the year only at the lower income and there is something I need to click on ATX to calculate for half of the year? Thanks