MargaretMort Posted February 24, 2010 Report Share Posted February 24, 2010 I have a client who wants to know if the PIP required of Florida auto owners is deductible as a medical deduction on Sch. A. I said no but pulled out my auto insurance and read what it said about PIP. Now I am wondering. Thanks for your input. MM Quote Link to comment Share on other sites More sharing options...
kcjenkins Posted February 24, 2010 Report Share Posted February 24, 2010 No idea, but TaxBilly is from FL. why not send him a PM. I bet he knows. Quote Link to comment Share on other sites More sharing options...
jainen Posted February 25, 2010 Report Share Posted February 25, 2010 >>PIP required of Florida auto owners is deductible<< In my opinion, auto insurance never qualifies as a deductible medical expense. Personal Injury Protection covers all occupants of a car, not just the taxpayer's family. Quote Link to comment Share on other sites More sharing options...
MargaretMort Posted February 25, 2010 Author Report Share Posted February 25, 2010 Jainen, that was my thinking also. I was hoping Taxbilly would see this and respond because I am sure this would be discussed at CPE classes. While I also live in FL, I am a "fur" piece from where most of the local courses are held. I told the client I felt the answer would be no but told him I would check. Quite frankly, the question has never come up at any CPE courses I have taken. Always has to be a first. MM Quote Link to comment Share on other sites More sharing options...
TAXBILLY Posted February 25, 2010 Report Share Posted February 25, 2010 A Schedule A deductible medical insurance premium would be one that covers the taxpayers and dependents. PIP also covers, as j says, everyone in the vehicle, and so that would make it non-deductible since it is not separately stated as to how much the premium is for others. See page ten of Pub 502. taxbilly Quote Link to comment Share on other sites More sharing options...
OldJack Posted February 25, 2010 Report Share Posted February 25, 2010 Seems to me that Personal Injury Protection insurance is a liability insurance and not a medical insurance. Quote Link to comment Share on other sites More sharing options...
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