I am a representative from APlusCPE, and I want to thank you for all your wonderful comments. To explain a little bit more about why are prices are so low, we have been in the Insurance CE industry for over 10 years now offering quality, low priced CE for insurance agents and like Philip117 said CFP licenses as well. We didn't have to pay to build our online platform. We only have to license the course content. We will always continue to add more courses to our catalog so, if you have any course topics you would like us to add, please let us know!