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You have asked the greatest question in financial planning. I have a Christian financial series that I teach (drawn mostly from Ron Blue and Larry Burkett books) and I always ask the question "How does the story end for you? We all die, what do you want the people at your funeral to say about your life?" So, what do you want to do that work kept you from doing. Is there a cause you wish you had been more involved in? Is there a hobby that you really want to pursue more? Is there a place you want to see or an event you want to experience? When you answer those questions, you can start planning for your post work life. You can start looking at what resources you will have to pursue those opportunities. Good Luck. Tom Longview, TX

I have not retired yet, although I hope to soon. I have always been active in my church, and retirement will give me the time to do more for the church, and hopefully do it better. I also like to sew and crochet and I have had very little time for that for the last twenty years. I love to read, and I want to spend more time journaling. I have also wondered if I could possibly write a novel. Plus I do like to watch television and movies. I used to be a lot more physically active, so I would love to get back into long walks and perhaps hiking. I guess once i do all of this, I might get bored but I think it might take a year or two. Besides, if I am home to help my husband take care of the house and yard, maybe he will have time to go fishing - and he might even let me tag along!

If court appointed, no need for the 1310. The refund will be payable to the estate. In my experience, though, the IRS always asks for the 1310. You will have to use the admin's address so any correspondence doesn't go to the deceased's old address. On the street address line I usually put c/o [name of admin] and then his address. The forms should go to the IRS address used by CT residents. I have never had to file a death certificate. Since refunds will go to the estate, you should get an EIN so son can open a bank account. Better find out if there was a will. If the person died intestate and had no spouse or children, CT law says the parent inherits all.

In my experience, as long as the reported revenue exceeds the $ amount reported on the 1099 NEC, it will not cause any problems.

I work about 3 hours per day, then I take my dog on a walk. The rest of my time is split between yardwork, maintaining and cleaning our house. My physical activity is limited due to a moderate case of nerve pain in my feet. So my late afternoons and evening are mostly spent reading books. Over the years I have read many thousands of books.

I am not retired but have a lot of down time with work in the summer and fall now that many of my business clients have retired & sold out, and I haven't been able to grow my practice with the extraordinary time spent caring for mom over that last few years. She ended up 2 months rehab starting in late March, and then about a month ago moved into a memory care assisted living home. I still don't have free time with now the hospital visits she's had and visiting her most days (hour drive round trip), and now I have her house to clean out and prepare to sell (70 years of "stuff", OMG!) Other than that and the normal mundane tasks of cooking, cleaning, laundry, paying bills (ours, 2 businesses, & mom's), I don't have that much free time. I do pop in here each day, even if briefly at times. I try to stay awake to watch about an hour of TV with husband in the early evening, but I do sometimes doze off for a few minutes. When I do have some time again, it will be spent on hobbies such as knitting, spinning yarn, reading, biking, and I do walk at least an hour and anywhere from 3-5 miles most days, or maybe some fishing again. I haven't had a vacation in over 10 years, so maybe I'll get a chance for some travel at some point too, or enjoy going out on our bass boat since I haven't had time to fish either! I used to own, care for, and ride horses, but my back injuries put a halt to that and is now just a pleasant memory. My most recent hobby that I really, REALLY enjoy and that is quite addictive is shooting sporting clays (aka clay pigeons to us older folks) with shotgun, and I've also learned to reload shells to complement that. I usually shoot in a group with my husband, brother, a friend, and sometimes other family. As the most novice of the group, I'm advancing along well and just bought my second, better quality gun that is off being customized to fit. I've read that it is a fast growing and popular sport these days. Maybe something like that would interest you?

But there was not any reimbursement or expense. The arrangement and facts, right or wrong, appears that mom pays for fuel and insurance. But those are the facts and I would report it that way. So what if you report $xx,xxx in fuel expenses paid by mom, how will you substantiate for IRS auditor regardless of the gross up of revenue? It does not change the bottom line. I agree with others that there is room for future improvement, but I would stick with the facts for reporting.

"WASHINGTON ― The Internal Revenue Service warned taxpayers today to be on the lookout for a new scam mailing that tries to mislead people into believing they are owed a refund. The new scheme involves a mailing coming in a cardboard envelope from a delivery service. The enclosed letter includes the IRS masthead and wording that the notice is“in relation to your unclaimed refund.” Like many scams, the letter includes contact information and a phone number that do not belong to the IRS. But it also seeks a variety of sensitive personal information from taxpayers – including detailed pictures of driver’s licenses – that can be used to by identity thieves to try obtaining a tax refund and other sensitive financial information." Scammers are endlessly creative