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Super catch up for 401k and other deferred plans for 2025


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"Starting in 2025, employees aged 60 to 63 years old who participate in one of those work plans have a higher catch-up contribution limit. That cap is $11,250, instead of $7,500.

But remember, "right now, technically, there is no law that says that employers must offer a super catch-up contribution so I believe an employer’s retirement plan must be amended to specifically allow for a super catch-up contribution.""

I wonder if my employer will allow the super catch up and if people who will be 60 in mid 2025 qualify for the full super catch amount.

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