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My client just informed me that a girl at the bank is selling a Money Market Fund that is making 8.9% There is only a 5.75% front-end fee, and it is ultra safe. They are chucking their pathetic Vanguard Fund, management fee less than 1/2 of 1%, to get in on this opportunity. Yeah, I'm gonna run right down there. Thanks for the heads up. I started to say, "Pigs get fed, hogs get slaughtered" but I was afraid they would run down to the stock barn, and then I would have a Schedule F to deal with next year.