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I knew this was a smart bunch of people on this board - congrats to all!

Why don't they call it 'Heritagecare'? They're the ones that came up with the policies that made it into the PPACA way back when Hillary Clinton was trying to do comprehensive heath care reform. Face it, it's been Taxmaggedon for the last 12 years or so, with all of the sunsets, extensions, new credits, rehashes on old credits and a lack of the ability to plan due to the sunset provisions that have been in place since the Bush tax cuts were put into place. 2011 & 2012 were the only years I can remember that nothing new hit the stands, and we were actually able to project for our clients.