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The Chicken and the Horse [Just a little blue, don't read on, if that offends you] On the farm lived a chicken and a horse, both of whom loved to play together. One day the two were playing when the horse fell into a bog and began to sink. Scared for his life, the horse whinnied for the chicken to go get the farmer for help! Off the chicken ran, back to the farm. Arriving at the farm, he searched and searched for the farmer, but to no avail, for he had gone to town with the only tractor. Running around, the chicken spied the farmer's new Harley motorcycle. Finding the keys in the ignition, the chicken sped off with a length of rope hoping he still had time to save his friend's life. Back at the bog, the horse was surprised, but happy, to see the chicken arrive on the shiny Harley, and he managed to get a hold of the loop of rope the chicken tossed to him. The chicken then drove slowly forward and, with the aid of the powerful bike, rescued the horse. Happy and proud, the chicken rode the Harley back to the farmhouse and the farmer was none the wiser when he returned. The friendship between the two animals was cemented: Best buddies, best pals. A few weeks later, the chicken fell into a mud pit, and soon he too began to sink. He cried out to the horse to save his life! The horse thought a moment, walked over, and straddled the large puddle. Looking down underneath he told the chicken to grab his junk and he would lift him out of the pit. The chicken got a good grip and the horse pulled him up and out, saving his life. The moral of the story (and you know there is one!)? When you're hung like a horse you don't need a Harley to pick up chicks.

Musical Humor C, E-flat, and G go into a bar. The bartender says, "Sorry, but we don't serve minors." So E-flat leaves, and C and G have an open fifth between them. After a few drinks, the fifth is diminished, and G is out flat. F comes in and tries to augment the situation, but is not sharp enough. D comes in and heads for the bathroom, saying, "Excuse me; I'll just be a second." Then A comes in, but the bartender is not convinced that this relative of C is not a minor. Then the bartender notices B-flat hiding at the end of the bar and says, "Get out! You're the seventh minor I've found in this bar tonight!" E-flat comes back the next night in a three-piece suit with nicely shined shoes. The bartender says, "You're looking sharp tonight. Come on in, this could be a major development." Sure enough, E-flat soon takes off his suit and everything else, and ends up au naturel. Eventually C sobers up and realizes in horror that he's under a rest. C is brought to trial, found guilty of contributing to the diminution of a minor, and is sentenced to 10 years of D.S. without Coda at an upscale correctional facility.

Almost ALL STATES have the "look back" provision when it comes to Medicaid picking up the costs after "known" assets are used up. Also, may or not be true in your state(s) ==== Gift tax, whether federal or state can be/are different from inheritance taxes; which sometimes with senior care can have previous to death look backs. Inheritance taxes are also very different from gift taxes. My jobs done ==== I've muddies the waters again/more ---- Ed.

Also, if for whatever reason the senior ends up in a nursing home paid by medicaid past gifts may well end up being examined.

I downloaded that tool several days ago without incident and ran it. My system passed with flying colors except for the screen resolution. Well, I can put it back to teeny, tiny numbers and not be able to read it or leave as is for my convenience. Not worried about that.

You're correct. It's even helping me and I'm no longer an ATX user. It's helping me make a decision about my backup plan.

Could it be that there are some things they just don't want to talk about?