I don't understand why some of these changes were made, particularly those extenders reinstituted for a closed tax year. People weren't marching in the streets demanding the education adjustment back, and with the higher standard deduction, even if folks could include PMI many still wouldn't have itemized. Lobbyists? I thought when the TCJA was passed that these things were taken away to help pay for the lower tax rates, and the higher standard ded helped mitigate the pain. Now we have low tax rates and all the tax breaks back--watch out deficit!