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I R S.....=......Isn't _ Really _ Sensible.

​I like to say, "your tax dollars at play" because most of the time it sure doesn't seem like they are *working*!

JM, that is scary. At first I thought these posts were only showing the incompetence at the USPS. I have an elderly relative who moved recently and we filed the standard change of address with the post office. The notice they sent (usually to old and new addresses) was only delivered to the old address because someone must have gotten tired of typing and the new address field was blank. So he changed his address from the old home to.....no where! It took three trips to the post office to find the right person on duty to fix, but now he gets his mail with the little yellow stickers showing the new address. It is my understanding that when a taxpayer files a return with a new address (particularly one with a refund), the IRS checks with the USPS change of address data base. Good luck with that, if my experience with the local post office is any indication. But to realize that jerks are requesting changes willy nilly smacks of some form of terrorism. This can really throw billers, payers, banks, the gov't into a whirlpool of a mess, not to mention the unsuspecting victims.

​I don't think I see anywhere in the code or regs that the testing for affordability is wealth based. It all seems to be income based in my reading. So, I could have a million bucks in the bank, and still qualify for the subsidies because my job working seasonally at the ski resorts does not meet the 400% poverty level. That is the way I read it. Just my 2 cents. Tom Newark, CA