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>>length of time the buisness has been in operation<< The only honest response is that you do not know whether the client has EVER been in business. You can't even guarantee that the IRS would agree he is self-employed, and you sure don't know what the bank's underwriting standards are, so why would you allow them to base lending decisions on YOUR signature? Simply say that you have prepared and e-filed tax returns which include Schedule C, the form normally used to report self-employment income. Period.

If it weren't for texting I would probably never hear from my children.

I appreciate Jainen's suggestion. It is brief and to the point. I have never understood why the bank want this letter. They have already asked the one wanting the loan for permission to pull their IRS transcript, they already have asked for two years of tax returns, how in the blazes is this letter going to accomplish more than that! Jainen's suggestion is very simple, yet it does not give reason for the lender to later come back and say you said........! Just my 2 cents worth. Deb!

I received an e-mail for ATX this morning explaining that IRS (although not officially) is saying that their fraud software is detecting more than expected returns, many which are correct but are erroneously showing up as suspicious, thus delaying the refunds per their cycle. They are suppose to be working on this problem but again ATX says they haven't heard anything official. ATX is doing a great job keeping us informed this year. I would like to remind everyone to log on to MyATX and subscribe to their e-mails. It has taken a lot of frustration out of my year so far. Deb!

I put files on FileShare on my web site for clients to download, sign, and return to me via FileShare or however they choose.