I have never rolled over my clients until they make an appointment and are about to walk through the door. Over the years, that policy has saved a multitude of workarounds. I have one return, called TEST, that I use for just such things; the first rollover, the first efile test, etc. It contains a variety of forms.
Each time you go to the Internet you have the risk to be hacked. No one denies that. No matter what browser you use to navigate.
ALSO, each time you cross the street at a traffic light, you risk to be hit by a car. No matter what means you use to cross.
>>I am living some of those regrets<<
Me too, but I'm conflicted. Of course I wish I'd been closer to my kids, but I also wish I'd had more ambition and energy to work even harder for their opportunities. I wish I'd followed through on my dreams, but I also wish I'd been lots more sensitive to the needs of those around me. I regret that I suppressed my feelings at times to keep the peace, but I very much regret those times when I busted up the peace by letting it all hang out.
Oh well, right now I'm starting to regret that I just didn't retire last April.
This is the main reason for producing offspring that are smarter than us! I exploit the extensive knowledge and intelligence of my children on a regular basis.