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I think you missed Slippery's point. I think he's saying that if you prepare the estimate forms, you have given them the ability to do what is needed. That is your CYA, and puts the responsibility solidly on the client.

Mine is a ranch and my office was in a very small bedroom on the end. Clients had to come through the brown door; down the hall, past two bedrooms to my tiny little office. It was awful as business grew. We extended out from the original office 12 X 16 feed; added the deck and the private entrance and it is wonderful. Yes, I love it as do my clients and I now have room for a helper as needed. It was a big decision, but I will never regret it.

My nearly completed office addition with drop box in place

This has been done several times with very little effect on the long term outlook of the SS program. Even if the rates of deduction were doubled, it would only add a few years to the solvency. Major changes on who gets paid and how much must be addressed, otherwise, the system is doomed.

Taxed, tell me why, in a town of 12-13 thousand people, manufacturing companies cannot get enough people to fill positions. More then 2 dozen businesses have help wanted signs, yet, more people are drawing welfare and staying on unemployment than ever in the history of our town. I will give you the answers that I have heard local people say.... "I don't want to work there, they are working 6-7 days a week and that is too much for me." (Been on unemployment 67 weeks so far.) (The company starts workers at $15/hour with overtime for over 40) "That job only pays minimum wage, and I can't live on that." Unemployed 2 years living on welfare, food stamps and other local government subsidies. (no health issues) "I can still draw unemployment for 22 weeks. Why should I work and only make $50/week more than my unemployment?" This disease is ravaging our country. Unemployment is destructive to work ethic. Make it 26 weeks like it was for years, then no more. People who turn down or quit a job should lose any remaining unemployment benefits. Our latest 2 generations have become lazy, apathetic, low information and "entitled" people. This will be the doom of the country. If more money would cure poverty, we should have been poverty free 25 years ago. On the contrary, poverty is a state of mind, not a state of checkbook. One more thing, you need to research the structure of Social Security. The only way it stays solvent is to have more people paying in than are taking out. How much you pay in has nothing to do with the amount of benefit you qualify for, for the rest of your live. Ponzi scheme: Works as long as more people pay in than take out. Our congress over the years have increased benefits, and granted benefits to many groups of people that the system was not intended to support. Social Security WILL go bankrupt until the necessary changes and cuts are made. This is financial fact.

Good point! I'm going to prepare for the next 3 payments and send them to her.

Keeps the snow sliding off and we will never have to shingle again.

These are no-skill manufacturing jobs at a very successful supplier for a very successful automobile company. Everything I posted, I have heard multiple people say on multiple occasions over the last three years. No exaggeration. If you pay people not to work, then people will not work. This company built a second plant about 50 miles away in Indiana. The plant produces the same parts. The reason for not expanding here was spoken by a company executive. "We have drained this area of all the people what want to work." You need a REAL REALITY CHECK for what is happening in the 50% of Americans. These are my first hand observations and experiences, not something I hear from any media sources. I see the tax returns for many of the people I have described, and know that they are living the words they say.

My question about SS is: why do minor children of someone collecting SS automatically get their own benefits? As in man of 65 has much younger wife who is still working and he has retired and getting a pension and SS. His kids automatically get SS too. WTF? This wasn't built into the actuarial assumptions.

Like throwing billions of dollars at social welfare programs, unConstitutionally, over the course of decades, to have the same percentage of people in poverty as when they started -- with the additional burden of the total destruction of the family structure and the solid, respectable, hard-working community social structure in poor areas? You mean that kind of insanity? Speaking as one who was raised Democrat/liberal, just open your eyes and LOOK at what the "liberal" policies have done in the past decades. A more complete and thorough destruction of an entire section of our nation can hardly be imagined, all in the name of "helping" people. It's there, plain as day, but you must be willing to see what is _really_ there and not what you _want_ to see. Far too many people are not willing to open their eyes. I am a Constitutional Libertarian in large part because of the incredible damage that has been done (and continues to be done) to the poor and needy, for political gain.