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Went for a bike ride early this morning in the dark and nearly froze my.......fingers off. Shorter days are no fun, but fall is beautiful.

I have gotten account transcripts online since I froze my credit. Perhaps one cannot set up a new account with e-services?

Yes it is Bill. What comes next is more worrisome..

You might be locked out of E-services when you are required to make the 6 month change in password? Or, when you renew your PTIN.

I just found out from SSA that I cannot open a MySocialSecurity online account without either unfreezing my credit (they use Equifax!!) or taking ID in person to a SSA office, none of which are very close. When I tried to set up online, I received a message that I cannot open a SS account with my SSN -- that scared me since I'm due to get my first SS direct deposit in October. So, I immediately called and was told they can't approve me because my credit is frozen. Another project for November. Guess I'll look into E-Services, also.