Gail in Virginia

We have a dedicated server with four workstations. The server backs up to a data cartridge daily, and I carry the most recent home every night. We use flash drives for data transfer and temporary storage. We have one printer, two copy machines that print, two scanners and one of the copiers scans. I have dual monitors on my workstation and hope to add them to the other workstations eventually. We are trying to go paperless but so far we are doing everything as both paper and electronic copies. We use a program called Phone Slips for scheduling, which allows all of us to make appointments for each other and access everyone's schedule. I have a BlackBerry smart phone so that I can get my email whether I am in the office or not. It is hard to think of all the ways I use technology - I love it! So much better in many ways than the old pencil and paper days. I love this board, and the help I can get here!

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I liked the last one best - a question I have often asked myself about many different topics!

I did.

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Very beautiful pictures! Thanks for sharing!

The beneficiary has no vested interest but I believe that if the bene is a spouse who is more than 10 years younger, the IRS allows using both life expectancies in the calculation of the RMD. Otherwise, the bene is immaterial. However, my off the cuff statements are no substitute for actually looking up the information.

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You may want to make the computation on each individual account if you have more than one beneficiary designated, and on at least one of the accounts the beneficiary is your spouse who is at least 10 years younger than you. Otherwise, I don't think it matters whether you figure the distribution for each account, and add them together or add up the accounts and then figure the distribution. At least that is the way I remember it.

To clear my desktop, I made a folder called "Old Tax Programs" and I put the shortcuts for everything except the current and immediately prior year in that folder. Then I make sure that the name of the shortcuts left is very clear about which year is which.

I couldn't agree more, Catherine. Thank you for saying it so well! I look forward each day to reading the posts - some helpful, some entertaining, some that touch my heart, but all from my friends! Love, Gail :wub:

Which package are you looking at? The two on the low end both discount the fee if you use the card reader and swipe instead of entering the card number, but the only thing I saw about the card reader was on the lowest package, and it cost $69.95.

I think that is wonderful, Tom, and I am glad you chose to share it with us here on this community! GO LODI!

Isn't Top Gear a fun show!

I hope your son continues to succeed in college as he has in high school. Athletic and smart - what a combination!

Fantastic! I have always believed that a person who can read well can succeed at anything!

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I haven't yet, but I will! :wacko:

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Thank you for your service, and my prayers are with the families of those who gave the ultimate sacrifice for our country. .

Catherine, these are beautiful pictures! Thank you so much for sharing, and I look forward to some more after Thanksgiving, please!

A belated to you!

A belated to you!