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I always believed the paper should go over the top, not under, but that's just my preference.

It appears all the credit companies are completely swamped! I was able to install the freeze on the accounts but I can't get a free credit report because the sites are swamped. What a mess.

I have to think about this, I know there is logic in there. Oh yes, I got it now. We're taller.

And she can' spare a square...

Its a guy thing to go over the top. Chicks like it on the bottom. Tom Modesto, CA

The feature on the website that tells you whether or not your information may have been part of the hack can't be trusted. Making up a last name and putting in 6 random digits for the end of the SSN returns a random response... at least that was my experience over the weekend. Other people have reported that they have checked their own information multiple times, only to get different answers each time. I think it's safe to say that the website isn't returning results based on actual data. I guess that explains why they suggest you proceed as if your information has been compromised, no matter what the results of that query are--I expect they have no idea who has been affected.

I worked in corporate for 2 (very long) years when I was young and dumb. I remember there was a girl in our accounting dept that every single night went to the bathroom before heading home. Only after I worked there for some time did I realize she was taking a roll of toilet paper home with her every night. I couldn't believe it.

The original patent filing shows it going over the top. Just sayin'...

Two things - a freeze as I know it is supposed to stop people from getting loans (credit) in your name - not get your information illegally. You have to go to all 4 credit reporting agencies or you've done nothing. Sadly you have to pay money to all four even though you never agreed for them to collect the data in the first place. Isn't that a nice business model? Second, don't trust the Equifax website on whether your information was hacked or not. The first run through basically said nobody was hacked if you looked up your individual name. The second run through said you might have been hacked regardless of the information entered and I don't know about now. Basically, don't trust Equifax regardless of what they say.

I called all my FL clients this morning (about a dozen) and to my amazement they are all staying put except one cruising in the Gulf (hopefully not under threat of a tsunami). One client is 98 y/o in Pembroke Pines (I think Red Buttons' Century Village) with his 90 y/o wife and a large group of grey and blue hairs, asking Irma to "bring it on." I told him to keep away from the patio door, he thought that was a good idea and will tell his friends, they won't even go to the local shelter. Most clients feared getting stuck on the highways which are jam packed all day and night. Tough situation, I hope everyone stays safe, is prepared, and don't take chances. If this is as bad as they say it could be, the aftermath is going to be a challenge with so many people staying in their homes. Think positive thoughts that this monster weakens, or, takes a hard right, although that would be an act of God for that to happen.